Insurance made simple
Roadzen is building technology infrastructure that powers the global insurance economy. Insurers and partners across the world use our technology to launch new products, manage risk better and resolve claims faster.
Digital Evolution of Global Insurance
Insurance is a $5.5 trillion industry that accounts for 6% of global GDP. Yet, digital transactions account for less than 8% of gross written premium (GWP). Advances in smartphone penetration, data ubiquity and AI have created a massive opportunity to shape the digital insurance economy. Roadzen is leading a data-driven future for insurance. Our technology accelerates growth, reduces ineffiencies and improves profitability for insurance companies while keeping customers at the center of the experience.
Insurance as a Service Stack
The top stack of our platform is off-the-shelf products that enable you to go live in days, not months utilizing our underlying technology architecture. Our growing suite of products include auto underwriting, claims and assistance, telematics, travel, mobile and e-commerce insurance - all in an integrated, open, real-time platform.
Our rating engine empowers insurers to underwrite risk in real-time using 3rd party and in-house data sources to deliver dynamic pricing for each policy insured. As more data accumulates, better recursive patterns emerge creating precise assessment of risk.
Our architecture enables an API-led distribution layer to embed and distribute policies through any channel. Direct integrations, SDKs, Chatbots, Mini-apps or whitelabeled apps, we operate with and optimize at every level of the distribution stack. Our digital identity, KYC and payments protocols make customer onboarding painless.
Whether parametric, assisted or self-service - our engine handles all claims using algorithmic triage protocols, video and deep learning for faster and more accurate resolution. Our deep ecosystem includes loss adjustors, repairers, assistance and payments for a one-stop solution to simplify and transform the claims journey.
Our cloud based infrastructure provides reliability, scalability, and security. Our systems operate with 99.8%+ uptime and are highly scalable and redundant. Roadzen is certified to the highest compliance standards.